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Credit unions in Michigan

214 federally insured credit unions with offices in Michigan.

Credit unionCityRouting numberBranches
4FRONT CREDIT UNION TRAVERSE CITY 272477461 2
A A C CREDIT UNION GRAND RAPIDS 272481363 1
AAC CREDIT UNION GRAND RAPIDS 272480393 2
ABD FEDERAL CREDIT UNION WARREN 272485673 1
ADVANTAGE ONE CREDIT UNION BROWNSTOWN 272485107 2
ADVENTURE CREDIT UNION GRAND RAPIDS 272480432 1
ADVIA CREDIT UNION PARCHMENT 072486830 9
AEROQUIP CREDIT UNION JACKSON 272481512 1
ALLEGAN COMMUNITY FEDERAL CU ALLEGAN 272476349 1
ALLIANCE CATHOLIC CREDIT UNION SOUTHFIELD 272477571 2
ALPENA ALCONA AREA CREDIT UNION ALPENA 272476433 1
ALPENA COMMUNITY CREDIT UNION ALPENA 272476420 1
AMERICAN 1 CREDIT UNION JACKSON 272481567 1
ARBOR FINANCIAL CREDIT UNION KALAMAZOO 272481871 1
ASTERA CREDIT UNION LANSING 272481952 1
ATL FEDERAL CREDIT UNION WYOMING 272480429 1
AUTO-OWNERS ASSOCIATES CREDIT UNION LANSING 272481965 1
AWAKON FEDERAL CREDIT UNION ONAWAY 272483484 1
BARAGA COUNTY FEDERAL CREDIT UNION L'ANSE 291172763 1
BELLE RIVER COMMUNITY CREDIT UNION RICHMOND 272484108 1
BESSER CREDIT UNION ALPENA 272476404 2
BEST FINANCIAL CREDIT UNION MUSKEGON HGTS 272483167 2
BI-COUNTY PTC FCU WARREN 272485725 1
BIRMINGHAM BLOOMFIELD CREDIT UNION BIRMINGHAM 272477199 1
BLUE OX CREDIT UNION BATTLE CREEK 272476776 2
BLUE WATER FEDERAL CREDIT UNION PORT HURON 272483947 1
BLUEOX CREDIT UNION BATTLE CREEK 272481541 2
CALCITE CREDIT UNION ROGERS CITY 272484195 1
CAPITAL AREA SCHOOL EMPLOYEES CU LANSING 272481981 1
CATHOLIC FEDERAL CREDIT UNION SAGINAW 272484441 1
CATHOLIC VANTAGE FINANCIAL FCU LIVONIA 272482430 1
CHIEF PONTIAC FED CREDIT UNION PONTIAC 272483785 1
CHIPPEWA COUNTY CREDIT UNION SAULT STE MARIE 291173047 1
CHIROPRACTIC FEDERAL CREDIT UNION FARMINGTON 272078828 1
CHRISTIAN FINANCIAL CREDIT UNION ROSEVIILLE 272484289 3
COMMUNITY ALLIANCE CREDIT UNION NOVI 272477885 1
COMMUNITY CHOICE CU FARMINGTON HILLS 272079021 3
COMMUNITY FINANCIAL CREDIT UNION PLYMOUTH 272483743 2
COMMUNITY FIRST FCU LAKEVIEW 272486724 1
COMMUNITY FOCUS FCU BROWNSTOWN 272479728 1
COMMUNITY PROMISE FCU KALAMAZOO 072486856 1
COMMUNITY WEST CREDIT UNION KENTWOOD 272480636 4
CONSTRUCTION FEDERAL CREDIT UNION BINGHAM FARMS 272478130 1
CONSUMERS CREDIT UNION KALAMAZOO 272481839 1
CONSUMERS PROFESSIONAL CREDIT UNION LANSING 272482003 1
CONSUMERS PROFESSIONAL CU LANSING 272481619 1
COPOCO COMMUNITY CREDIT UNION BAY CITY 272476925 2
CORNERSTONE COMMUNITY FIN FCU AUBURN HILLS 272477429 1
COUNTRY HERITAGE CREDIT UNION BUCHANAN 272477267 1
CP FEDERAL CREDIT UNION JACKSON 272481583 1
CREDIT UNION ADVANTAGE SOUTHFIELD 272485039 1
CREDIT UNION PLUS BAY CITY 272476912 1
DELTA COUNTY CREDIT UNION WELLS 291172598 1
DETOUR DRUMMOND COMM CU DRUMMOND ISLAND 291181013 1
DETROIT METROPOLITAIN CREDIT UNION DETROIT 272477568 1
DIVERSIFIED MEMBERS CREDIT UNION DETROIT 272078297 1
DORT FEDERAL CREDIT UNION FLINT 272479919 1
DOW CHEMICAL EMPLOYEES CREDIT UNION MIDLAND 272482838 1
DOWAGIAC AREA FEDERAL CREDIT UNION DOWAGIAC 272479582 1
DOWNRIVER COMMUNITY FEDERAL CU ECORSE 272479715 1
EASTPOINTE COMMUNITY CU EASTPOINTE 272479618 1
ELECTRICAL WORKERS CREDIT UNION DETROIT 272078394 1
ELGA CREDIT UNION BURTON 272479935 2
EMBERS CREDIT UNION MARQUETTE 291172844 1
EXTRA CREDIT UNION WARREN 272477432 1
FAMILY FINANCIAL CREDIT UNION MUSKEGON 272483251 1
FARM BUREAU FAMILY CREDIT UNION LANSING 272482032 1
FILER CREDIT UNION MANISTEE 272479867 1
FINANCIAL EDGE COMMUNITY CU BAY CITY 272476844 1
FIRST AREA CREDIT UNION SAGINAW 272484535 1
FIRST GENERAL CREDIT UNION MUSKEGON 272483099 1
FIRST UNITED FEDERAL CREDIT UNION GRANDVILLE 272480775 1
FLAGSHIP FEDERAL CU PORT HURON 272484014 1
FME FEDERAL CREDIT UNION ST CLAIR SHORES 272078446 1
FOREST AREA FEDERAL CU FIFE LAKE 272486627 1
FOUR FLAGS AREA CREDIT UNION NILES 272483426 1
FRANKENMUTH CREDIT UNION FRANKENMUTH 072486788 4
FREESTAR FINANCIAL CREDIT UNION CLINTON TWP 272484917 1
GABRIELS CATHOLIC CREDIT UNION LANSING 272482223 1
GENERATIONS FAMILY FEDERAL CU SAGINAW 272484700 1
GENISYS CREDIT UNION AUBURN HILLS 272078048 5
GERBER FEDERAL CREDIT UNION FREMONT 272480199 1
GOGEBIC COUNTY FCU BESSEMER 291172530 1
GR CONSUMERS CREDIT UNION WYOMING 272486164 1
GRACO FEDERAL CREDIT UNION ALMA 272476381 1
GRAND TRUNK EMPLOYEES FEDERAL CU BATTLE CREEK 272476705 1
GRATIOT COMMUNITY CREDIT UNION ALMA 272476394 1
GREAT LAKES FIRST FCU ESCANABA 291172640 1
GREATER NILES COMMUNITY FED CU NILES 272483387 1
H.P.C. CREDIT UNION ALPENA 272476462 1
HARBOR BEACH COMMUNITY FCU HARBOR BEACH 272481185 1
HARBORLIGHT CREDIT UNION WHITEHALL 272485990 1
HONOR CREDIT UNION ST JOSEPH 272481884 6
INTERNATIONAL UAW FCU DETROIT 272078653 1
IRON MT-KINGSFORD COMMUNITY FCU KINGSFORD 291172747 1
IRON WORKERS LOCAL 25 CU NOVI 072478660 1
ISABELLA COMMUNITY CREDIT UNION MT PLEASANT 272483015 1
JOURNEY FEDERAL CREDIT UNION ST JOHNS 272484836 1
KALSEE CREDIT UNION KALAMAZOO 272481855 1
KELLOGG COMMUNITY CREDIT UNION. BATTLE CREEK 272476734 2
KENOWA MUNICIPAL FED CREDIT UNION WYOMING 272486177 1
KENT COUNTY CREDIT UNION GRAND RAPIDS 272480791 1
LAKE HURON CREDIT UNION SAGINAW 272484551 1
LAKE MICHIGAN CREDIT UNION GRAND RAPIDS 067016192 7
LAKE TRUST CREDIT UNION BRIGHTON 272078268 5
LAKES COMMUNITY CU LAKE ORION 272483879 2
LAKESHORE FEDERAL CREDIT UNION MUSKEGON 272483073 1
LANSING POSTAL COMMUNITY CU LANSING 272482126 1
LENCO ED CREDIT UNION ADRIAN 272476268 1
LINCOLN PARK COMMUNITY CU LINCOLN PARK 272482375 1
LIVE LIFE FEDERAL CREDIT UNION STERLING HEIGHTS 272485851 1
LOC FEDERAL CREDIT UNION FARMINGTON 272479812 1
M S U FEDERAL CREDIT UNION EAST LANSING 272477542 1
MANISTIQUE FEDERAL CU MANISTIQUE 291172792 1
MARSHALL COMMUNITY CREDIT UNION MARSHALL 272482715 1
MEIJER CREDIT UNION GRAND RAPIDS 272480872 1
MEMBERSFOCUS COMMUNITY CREDIT UNION DEARBORN 272477746 1
METRO NORTH FEDERAL CREDIT UNION WATERFORD 272483918 1
MICHIGAN COLUMBUS FED CREDIT UNION LIVONIA 272078844 3
MICHIGAN EDUCATIONAL CU PLYMOUTH 272482508 1
MICHIGAN FIRST CREDIT UNION LATHRUP VILLAGE 272480649 1
MICHIGAN FIRST CU LATHRUP VILLAGE 272078365 1
MICHIGAN LEGACY CREDIT UNION PONTIAC 272483840 1
MICHIGAN ONE COMMUNITY CREDIT UNION IONIA 272481499 1
MICHIGAN SCHOOLS & GOVERNMENT CU CLINTON TOWNSHIP 272480173 1
MICHIGAN SCHOOLS AND GOVERNMENT CU CLINTON TOWNSHIP 272482582 1
MICHIGAN TECH EMPL FCU HOUGHTON 291172682 1
MONROE COUNTY COMMUNITY CU MONROE 272482883 3
MONTCALM PUBLIC EMPLS CREDIT UNION EDMORE 272479744 1
MOTOR CITY CO OP CREDIT UNION CLINTON TWP 272078857 1
MSU FEDERAL CREDIT UNION CHARLOTTE 272477487 3
MUSKEGON CO-OP FEDERAL CREDIT UNION MUSKEGON 272483170 1
MUSKEGON GOVERNMENTAL EMP FED CU MUSKEGON 272483196 1
MUSKEGON PATTERNMAKERS FCU MUSKEGON HEIGHTS 272483332 1
MY PERSONAL CREDIT UNION WYOMING 272486193 1
NORTH CENTRAL AREA CREDIT UNION HOUGHTON LAKE 272484247 1
NORTHERN EAGLE FEDERAL CREDIT UNION GRAND RAPIDS 091981808 1
NORTHERN LIGHTS COMMUNITY FCU CHATHAM 291172556 1
NORTHERN UNITED FEDERAL CU ESCANABA 291172624 1
NORTHLAND AREA FEDERAL CREDIT UNION OSCODA 272485945 2
NORTHWEST CONSUMERS FEDERAL CU TRAVERSE CITY 272485408 1
OAKLAND COUNTY CREDIT UNION WATERFORD 272078679 3
OMNI COMMUNITY CREDIT UNION BATTLE CREEK 272476653 2
ONE DETROIT CREDIT UNION DETROIT 272078116 1
OUR CREDIT UNION ROYAL OAK 272484373 1
OWOSSO WBC FED CREDIT UNION OWOSSO 272483594 1
P.A.C. FEDERAL CREDIT UNION TROY 272486407 1
PARDA FEDERAL CREDIT UNION AUBURN HILLS 272478910 1
PARKSIDE CREDIT UNION LIVONIA 272477720 1
PARKSIDE LIVONIA CREDIT UNION LIVONIA 272482456 1
PARKWAY FEDERAL CREDIT UNION REDFORD 272078925 1
PENINSULA FEDERAL CREDIT UNION ESCANABA 291172637 1
PEOPLE DRIVEN CREDIT UNION SOUTHFIELD 272484988 2
PORT CITY FEDERAL CREDIT UNION MUSKEGON 272483060 1
PREFERRED CREDIT UNION GRAND RAPIDS 272480694 2
RIVER VALLEY CREDIT UNION ADA 272480461 3
RIVER VALLEY CU ADA 272476239 2
RIVERTOWN COMMUNITY FEDERAL CU GRANDVILLE 272486203 1
RIVERVIEW COMMUNITY FED CREDIT UNION ST CLAIR 272484823 1
ROCK COMMUNITY FEDERAL CU ROCK 291173018 1
ROGUE RIVER COMMUNITY CREDIT UNION SPARTA 272480212 2
SAFE HARBOR CREDIT UNION LUDINGTON 272482511 1
SAGINAW COUNTY EMPLOYEES CU SAGINAW 272484603 1
SAGINAW MEDICAL FEDERAL CU SAGINAW 272484658 1
SB COMMUNITY FEDERAL CREDIT UNION MUSKEGON 272483345 1
SECURITY CREDIT UNION FLINT 272480115 1
SERVICE 1 FEDERAL CREDIT UNION MUSKEGON 272483264 1
SETTLERS FEDERAL CREDIT UNION BRUCE CROSSINGS 291172543 1
SHORE TO SHORE COMMUNITY FCU TRENTON 272485482 1
SOO COOP CREDIT UNION SAULT STE MARIE 291173076 1
SOUTH CENTRAL CREDIT UNION JACKSON 272481554 2
SOUTHEAST MICHIGAN STATE EMPL FCU SOUTHFIELD 272478350 1
SOVITA CREDIT UNION FLINT 272479993 1
ST FRANCIS X. FED CREDIT UNION PETOSKEY 272483675 1
STRAITS AREA FEDERAL CREDIT UNION CHEBOYGAN 272477500 1
SUNRISE FAMILY CREDIT UNION BAY CITY 272476983 1
T & I CREDIT UNION CLAWSON 272485547 1
T.B.A. CREDIT UNION TRAVERSE CITY 272485424 1
TAHQUAMENON AREA CREDIT UNION NEWBERRY 291172970 1
TANDEM FEDERAL CREDIT UNION WARREN 272485835 1
TEAM ONE CREDIT UNION SAGINAW 272484470 1
THE LOCAL CREDIT UNION STERLING HGTS 272485194 1
THE UNIVERSITY OF MICH CU ANN ARBOR 272476543 2
THE UNIVERSITY OF MICHIGAN CU ANN ARBOR 272486232 1
THORNAPPLE VALLEY CREDIT UNION HASTINGS 272481266 1
TLC COMMUNITY CREDIT UNION ADRIAN 272485291 1
TORCH LAKE FEDERAL CU LAURIUM 291172776 1
TOTAL COMMUNITY CREDIT UNION TAYLOR 272485275 1
TRAVERSE CATHOLIC FCU TRAVERSE CITY 272485372 1
TRI-CITIES CREDIT UNION KENTWOOD 272480335 1
TRI-COUNTY CREDIT UNION MENOMINEE 275979351 1
TRUNORTH FEDERAL CREDIT UNION ISHPEMING 291172721 1
U.P. STATE CREDIT UNION ESCANABA 291172569 2
UKRAINIAN FUTURE CREDIT UNION WARREN 272078488 1
UKRAINIAN SELFRELIANCE MI FEDERAL CU WARREN 272079432 1
UNIFIED COMMUNITIES FCU CANTON 272477034 1
UNITED BAY COMMUNITY CREDIT UNION BAY CITY 272476996 1
UNITED CHURCHES CREDIT UNION TAYLOR 272477681 1
UNITED FEDERAL CREDIT UNION SAINT JOSEPH 321280224 2
UNITED FINANCIAL CREDIT UNION SAGINAW 272477241 1
UNITY CREDIT UNION WARREN 272079429 1
USA FEDERAL CREDIT UNION TROY 272486740 1
VIBE CREDIT UNION NOVI 272479388 1
WALLED LAKE SCHOOL EMP FEDERAL CU WALLED LAKE 272485657 1
WANIGAS CREDIT UNION SAGINAW 272484807 1
WARREN MUNICIPAL FEDERAL CU WARREN 272485877 1
WAYNE-WESTLAND FEDERAL CU WESTLAND 272485932 1
WEST MICHIGAN CREDIT UNION GRAND RAPIDS 272477306 3
WEST MICHIGAN POSTAL SERVICE FCU MUSKEGON 272483109 1
WESTERN DISTRICTS MEMBERS CU GRAND RAPIDS 272481017 1
WEXFORD COMMUNITY CREDIT UNION CADILLAC 272477322 1
WILDFIRE CREDIT UNION SAGINAW 272484713 1
YPSILANTI AREA FEDERAL CU YPSILANTI 272486245 1
ZEAL CREDIT UNION DETROIT 272078323 6

About credit unions in Michigan

Credit unions in Michigan are member-owned, not-for-profit financial cooperatives that provide checking accounts, savings accounts, loans, and other banking services to their members. Unlike commercial banks, profits are returned to members through better rates and lower fees rather than distributed to outside shareholders. Each institution listed above holds a federal or state charter and participates in the National Credit Union Share Insurance Fund (NCUSIF), which insures member deposits up to $250,000 per account.

Every routing number shown here is sourced from the Federal Reserve's FedACH Participant Directory and is the same number used for direct deposit, ACH transfers, electronic bill pay, and most domestic wire transfers. Click any institution name to see its full branch list, contact information, and a longer explanation of how to use its routing number.

If you are joining a new credit union in Michigan, ask about field of membership eligibility — most credit unions limit membership to people who live, work, or worship in a specific geographic area, work for a particular employer, or belong to a specific organization. Membership is usually opened with a small deposit (often $5–$25) into a share savings account.